Security Systems

Best Home Security Monitoring Companies Compared: Systems, Cameras, vs Self Monitoring, And More

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Illustration of hand disarming alarm (Caption: Guide To Central Monitoring Stations)Did you know that the security company you buy your system from is most likely different from the company that monitors the system? That’s why it’s important to purchase a security system from a company with quality equipment and a responsive monitoring company.

Article Overview

Features Of The Best Monitoring Stations

There are three major things we suggest you look into before buying your security system: the central monitoring station’s redundancy (how many stations it has in case one goes down temporarily), its average response time, and third-party independent monitoring capabilities.

1) Redundancy – How Many Central Monitoring Stations Are There?

Redundancy is the number of monitoring stations and how solid the infrastructure is. It’s vital that each monitoring company have at least 2 monitoring stations located in different U.S. regions (or at least states). While there should definitely be at least 2 monitoring stations, it doesn’t mean having more stations makes it better.

Why? Because monitoring stations can experience power outages and natural disasters, just like our homes. If a monitoring station loses power, the alarm calls need to be routed to a different station to ensure that help arrives at your door. Monitoring stations need to communicate efficiently with one another to get help quickly to those in need.

In our home security systems reviews, we take into account how many monitoring stations each security company has, as well as how reliable the monitoring stations are.

2) Response Time – How Quickly Are Authorities Dispatched?

Response time is an industry term used to state how quickly a monitoring station alerts your local emergency authorities when an alarm triggers. This is not the time it takes authorities to respond to a home alarm (that time can vary based on your location, how busy the authorities are, etc.). However, the faster the monitoring station’s response time, the sooner a homeowner is called to verify the situation and, in turn, police or firefighters are notified to act on the emergency.

3) Third Party Monitoring – Are They Monitoring Themselves?

It’s extremely difficult for a company to specialize and excel in both security equipment and 24/7 monitoring. That’s why we recommend going with a security company that utilizes a separate, fully-trained monitoring team. If you hear the term “in-house” monitoring, consider it a red flag.

The table below lists the monitoring stations of the security companies we review. Certifications are explained below the table.

Monitoring Station Number Of Monitoring Stations Locations Of Stations Security Companies Monitored Average Response Time UL-Certified TMA 5-Diamond Certified FM Approved IQ Certified
ADT 10 USA: AZ, DE, FL, KS, NC, TN, TX
Canada: ON, AB
ADT Under 1 Minute Checkmark Checkmark Checkmark
AT&T 1 Unknown AT&T Digital Life Unknown
Avantguard 2 ID, UT Link Interactive Under 10 Seconds Checkmark Checkmark
Brinks 1 Unknown Brinks & Nest Secure Unknown
COPS 6 AZ, FL, MD, NJ, TN, TX Protect America, Scout Alarm & SimpliSafe 17.3 Seconds Checkmark Checkmark Checkmark Checkmark
Protection 1 (by ADT) 5 CA, FL, KS, NJ, TX Protection 1 (by ADT) Unknown Checkmark Checkmark
Rapid Response 2 CA, NY Frontpoint & Ring Alarm 15-30 Seconds Checkmark Checkmark
UCC 1 TX Abode Unknown Checkmark Checkmark
Vivint 2 MN, UT Vivint 10 Seconds Checkmark Checkmark Checkmark
  • UL-Certified – The monitoring stations meet Underwriters Laboratories requirements.
  • TMA 5-Diamond Certified – The Monitoring Association (TMA) Five Diamond Certification is awarded to monitoring centers committed to the highest levels of customer service.
  • FM Approved – Independent testing of FM Global that uses scientific research and testing to ensure products have the highest standards for safety and property loss prevention.
  • IQ Certified – A quality control program for electronic and life-safety systems. Companies must commit to a code of ethics and provide high quality maintenance and service.

Most Reliable Home Security Providers

Frontpoint logo small Link Interactive logo SimpliSafe logo Ring logo ADT Logo Vivint Logo
Ranking 1st 2nd 3rd Low Cost, No Contract Professional Install Smart Home
Total Score 4.70 4.18 4.15 4.00 3.30 2.75
Customer Service & Reputation 4.8 4.3 4.5 4.0 2.0 1.0
Equipment 4.8 3.8 3.8 3.3 4.3 4.0
Technology 4.8 4.0 3.5 4.3 3.5 3.0
Value 4.5 4.5 4.5 4.0 3.0 2.0
Ease Of Use 4.8 4.3 4.5 4.5 3.8 3.8
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How do we arrive at the rankings above? Our researchers take into account the following review criteria: customer service, equipment, technology, ease of use and value. A weighted average score is then calculated to arrive at a total score our experts use to rank the companies relative to one another. For a full explanation of our review criteria and how we calculate the final score, we invite you to visit our review criteria.

How Are Authorities Notified Of An Alarm Incident?

When a security system’s alarm triggers, the following typically occurs (but it can vary based on the company and your instructions):

  1. The alarm triggers, and you have 30 seconds (or other designated amount of time) to disarm the system in case it is a false alarm. (This allotted time reduces the risk of being charged a fee for a false alarm.)
  2. If you don’t disarm the system, it notifies the monitoring station.
  3. The first available operator gets your information and instructions for what to do when an alarm event occurs.
  4. The operator follows the instructions (typically calling you to verify that it’s not a false alarm.)
  5. If it’s a real alarm, the operator dispatches authorities to your home for investigation.

In these 5 steps, the monitoring company’s response time equates to the elapsed time between steps 2 and 3 (the time between when the monitoring station receives the alarm event and it is assigned to an operator). The response time does not include the time designated for disarming an accidental alarm in step 1.

The shorter the response time, the better. A monitoring station may have a slower response time if it lacks employees, has outdated software, poor training practices or lack of proper redundancy.

Landline vs Broadband vs Cellular Monitoring

The central monitoring station receives your alarm’s distress signal one of three ways: via a landline, broadband or cellular connection.

Landline Broadband (Internet) Cellular
Typically The Least Expensive Checkmark
Good For Those In Remote Locations Checkmark
Works During Power Outage Checkmark Checkmark
Works With Home Automation Checkmark Checkmark
Widely Offered By Companies Checkmark Checkmark
Faster Connection To Monitoring Station Than Landline Checkmark Checkmark
Not Easily Defeated By Burglars With Wire Cutters Checkmark
Most Reliable Checkmark

Landline Monitoring

Landline Monitoring illustrationLandline monitoring is typically the least expensive form of monitoring, but burglars can easily defeat them with a pair of wire cutters. Also, fewer homes have landline phones than in the past, so this type of monitoring is quickly becoming obsolete.

However, if you don’t have high-speed internet or you live somewhere with an unreliable cell signal, you may opt for landline monitoring.

Additionally, if you want home automation, landline monitoring will not work. Very few companies still offer landline monitoring.

Broadband Monitoring

Broadband Monitoring illustrataionBroadband monitoring is a step up from landline. It provides a faster connection to the central monitoring station. You must have home internet with a specific bandwidth to use broadband monitoring (requirements vary by security company). Unfortunately, broadband connections won’t work during a power outage. And a burglar could cut your power and obtain access to your home.

If you have an older home with plaster walls, you probably won’t want a broadband security system. Most plaster walls have a metallic mesh framework, which can interfere with WiFi signals. Broadband is what most companies offer in their starting packages.

Cellular Monitoring

Cellular Monitoring illustrationCellular is generally the most reliable because there is no power outage or wire cutting risk. For that reason, it’s also the most popular.

However, a crafty and well-financed burglar could obtain a jammer. This is a transmitter used to prevent signals from reaching the security system’s control panel. Jammers can be difficult to obtain because they’re expensive and illegal. But since when do criminals follow the law?

Of these three, we consider cellular to be the best monitoring option because it is the most reliable and secure. After all, wire cutters are available at any hardware store, whereas jammers take more effort and money to obtain. Cellular is typically the most expensive form of monitoring for this reason.

Self vs Professional Monitoring

Professionally monitored security systems are safer than self-monitored security systems, however, they each come with their own pros and cons. Below are the pros and cons for a typical self monitored and professionally monitored security system. Please know that some items can vary depending on the system.

Self Monitoring Pros

Self Monitoring Cons

  • No professional monitoring fees
  • No longterm contracts
  • Receive notifications when a sensor is triggered
  • Authorities show up only if you contact them, no false alarm penalties
  • Sometimes have fees for cloud storage, app use, etc.
  • You must contact authorities yourself if there’s an alarm, which may be stressful if your home is being broken into
  • If you’re asleep, on a plane, in a meeting or class, at work, lose cell service or battery, receive delayed notifications, etc., your home may be at risk
  • Strong home WiFi and cellular connection for phone is needed, so you can reliably monitor the system

Professional Monitoring Pros

Professional Monitoring Cons

  • 24/7 professional monitoring, so someone is always looking out for you
  • Monitoring station contacts you and authorities if there’s an alarm
  • Receive notifications when a sensor is triggered
  • Peace of mind
  • Requires a monthly commitment, and in many cases a longterm contract
  • Authorities may be contacted without you knowing, so there is risk for false alarm penalties
  • Monthly monitoring fee

Monitoring Comparison

Now that you’re familiar with the three primary types of monitoring technology, here’s what the companies we review offer. “Backup” indicates that that form of monitoring is available as a fallback option only if the primary form of monitoring fails. Click on a company name to be taken to that company’s review.

Security Company Landline Broadband Cellular
Abode Checkmark Backup
ADT Checkmark Checkmark Checkmark
AT&T Digital Life Checkmark Checkmark
Brinks Checkmark Backup
Frontpoint Backup Checkmark
Link Interactive Checkmark
Nest Secure Checkmark Backup
Protect America Checkmark Checkmark Checkmark
Protection One Checkmark Checkmark
Ring Alarm Checkmark Backup
Scout Alarm Checkmark Backup
SimpliSafe Backup Checkmark
Vivint Backup Checkmark

Why Do Monitoring Stations Matter?

Before you sign a contract with a security company or purchase equipment, you should know which monitoring company they use. After all, you will rely on the monitoring station during the potentially scariest times in your life. Not only do you want a fast callback from the monitoring station, you’ll want to be familiar with your law enforcement precinct’s response times.

Home security app (caption: Home Security Systems Reviews)

Our experts have put together a guide on the average police response times across the U.S., categorized by incident priorities.

The quantity and quality of monitoring station is examined closely by our expert researchers to help them determine which home security companies are best. We gave your our top picks at the top, but we’ve reviewed over a dozen popular companies in case you’re interested in or have heard about a particular provider in our annual home security systems reviews.

Are you leaning towards a security system with professional monitoring?

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Kimberly Alt

Kimberly received her Bachelor of Arts from Simpson College with a major in multimedia journalism and a minor in marketing. She has been writing about business solutions since 2014, covering subjects such as tax software, email marketing, office equipment and more. Her work has appeared in many notable brands, including The New York Times' Wirecutter, Reader's Digest, Forbes, People, Woman's World, and Huffington Post. In 2015, she started her own business and continues to learn how to run it more efficiently thanks to her work on We Rock Your Web. Her natural curiosity helps her research as she seeks the truth when learning about, comparing and personally testing products and services. With every piece she writes, her goal is to help our readers find the best fit for their unique needs.
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